Tuesday, July 13, 2021

Bihar Student Credit Card Scheme 2021: Apply Online, Student Credit Card

Bihar Student Credit Card Scheme has been launched by the Chief Minister of the state Nitish Kumar on 2nd October 2016 to provide loans for higher education to the students of the state. Under this scheme, a loan of up to 4 lakh rupees should be provided by the state government as financial assistance by the state government to poor 12th pass students of Bihar state for pursuing higher education. as financial aid to the poor 12th pass students of Bihar state for pursuing higher education.) will be provided. Students taking loans under the Student Credit Card Scheme will not have to pay any interest.

Bihar Student Credit Card Yojana 2021

Interested beneficiaries of the state who want to apply for higher education under this scheme, then they can apply online by visiting the official website of the scheme. To implement the BSCC scheme 2021, the government also established the Education Finance Corporation. So that this student credit card scheme can be successfully run in the state. This Bihar Student Credit Card Yojana 2021 was introduced as a measure to encourage the students of the state for higher education in a good effort to increase the Gross Enrollment Ratio of 14.3% to the national average of 24% Dear friends, today we are going to provide you all the information related to this scheme like application process, eligibility, documents, etc. through this article.

Objective of BSCC Scheme 2021

As you know that there are many such youths in the state who want to get higher education but due to financial constraints they are unable to get it and are deprived of their right direction. For the benefit of Bihar Student, Credit Card Scheme 2021 has been started. Under this scheme, a loan of up to Rs 4 lakh will be provided by the bank to the students of the state to get further education after the 12th. Students and girls studying through BSCC scheme 2021 will get a chance to grow. Through this scheme, financial assistance is to be provided to the students from the banking system. Through this scheme, students will be successful in getting employment along with higher education.

The benefit of the scheme reached 86544 students of student credit

Loan facility is provided to the students studying in Bihar through the scheme. Through this scheme, a credit card is provided to the children through which they can withdraw an amount up to ₹ 400000 for their education. Till now many children have got benefit under this scheme. There is no need to give any kind of guarantee to the children to get the benefits under the Bihar Student Credit Card Scheme. So far about 86544 students have been given loans for education under this scheme. For which an amount of ₹ 1086 crore has been spent by the government till August 2020.

  1. Through this scheme, poor children of the state will be able to get good education without worrying about financial constraints by getting loans. If you also want to get the benefit of this scheme, then it is mandatory for you to be a permanent resident of Bihar and 12th pass.
  2. This has been announced by MLC member Neeraj Kumar. He also informed that 33% reservation has been made by the government for girl students in medical and engineering colleges.

Benefits of Bihar Student Credit Card Scheme 2021

  1. Under this scheme, those who have passed their Intermediate / 12th class from institutions recognized by the Government of Bihar. And they want to get higher education in higher education like graduation, BA, B.Sc etc., then they will get loan up to Rs. 4 lakh by the government. will be provided in the form of financial assistance.
  2. Under the Bihar Student Credit Card Scheme 2021, no interest will have to be paid for taking student loans.
  3. The benefit of this scheme will be for those students of the state who are basically from poor backgrounds and eager to complete their higher education.
  4. In this loan, the fees of educational institutions will be included as well as expenses related to food and material.
  5. Under this scheme, the students of the state will get rid of financial constraints and their standard of living will rise. Students can also apply online to take advantage of Bihar Credit Card Scheme.
  6. Under this scheme, the state government provides education loan up to Rs 4 lakh to 10+2 passout students at 0% interest rate.

You can avail of the benefit of Bihar Student Credit Card Scheme for 42 courses

Bihar Student Credit Card is proving to be very beneficial in providing higher education to the economically weaker children. Through this card, children are able to get financial help from the government for pursuing higher education. Through this scheme loans are provided to the children of graduation, MBA and other courses. So that he can get higher education.

  1. The amount of loan received through this scheme can also be paid by the students for laptop, coaching fees, hostel facility and book fees. All those students who want to get the benefit of this scheme have to apply online. Under this scheme, an interest rate of 1% has been fixed for girl students and an interest rate of 4% has been fixed for students.
  2. Apart from this, more concession in interest rate will be provided to disabled students. Loans are provided for 42 other courses like BA, BSc, BCom, MA, MSc, MCom, MBA etc. through Bihar Student Credit Card Scheme.

Student Credit Card Scheme Course List

  1. BA, BSc, B Com
  2. BCA, BSc IT, Computer Application, Computer Science
  3. B.Sc Agriculture
  4. BSc Library Science
  5. BSc, BHMCT, BTech, Hotel Management
  6. Diploma in Hotel Management
  7. BTech, BE, BSc
  8. B.Sc Nursing
  9. Bachelor of Pharmacy
  10. BVMS
  11. BAMS
  12. BUMS
  13. BHMS
  14. bds
  15. GNM
  16. Bachelor of Mass Communication
  17. BSc in Fashion Technology
  18. Bachelor of Architecture
  19. B.P.Ed
  20. BEd
  21. MSc, MTech
  22. Bachelor of Physiotherapy
  23. Bachelor of Occupational Therapy
  24. Diploma in Food Processing, Food Production
  25. Diploma in Food and Beverage Service
  26. BA, BSc, BEd, Integrated Course
  27. BBA
  28. BFA
  29. Diploma in Food, Nutrition, Dietetics
  30. MBBS
  31. BL, LLB
  32. Alim
  33. Shastri
  34. B.Tech, BE, (Enrolled in three year Diploma in Institute recognized by State Level Education Council)

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